bad credit is not an issue

"But I have Bad Credit"

You’re not alone; some estimates are that 40% of the population of Buffalo has poor credit. Here is what we can do to help: We will work with you to get the car of your dreams, so long as you can afford the payments. That's why 33,000 customers per year buy from our company each year, that’s almost one car every 5.8 minutes.

car loans after bankruptcy

"But I filed Bankruptcy"

While it is challenging to get a car loan after bankruptcy, we have succeeded more than most. We understand the bankruptcy rules better than most, because we have delivered more cars to previous bankrupt customers than anyone in WNY. Give is a try, but come prepared to drive home a new or pre-owned car.

turned down for a car loan

"But I have been turned down"

You’re not alone; thousands of Western New Yorkers are turned down for a loan every year. Most dealers just submit your credit application and accept the results, but we work with you to be sure that we know everything about your case and ensure that we match your situation with the right loan agency.

WNY Car Loan

Why Buy from Us?

For 60+ years we have been helping customers find, get approved and drive home their dream car. We are BBB A+ award winner and rated the Best Place to work in WNY by Business First. Because we are part of the largest dealer group in New York We have so many advantaged over our competition, but the main one is that we really care about you, and your long term relationship with our company


We Make it Easy

We are fast! Very fast. Our customers are often surprised by how quick we call back and how fast we get loans approved. Give us a try, simply click "apply now" below!

wny car loan

In the press

Better Business A+

"it was unreal how fast, Patty and her team helped me. My only mistake was waiting to apply."

Happy and Fun Place to Shop

"They are all smiles and professional. We felt safe and in good hands from the moment we walked in the front door to the moment we left in our new car. No wonder they keep winning the best place to work in WNY, because it feels like everyone loves their job."

We're from Buffalo


Buffalo is our home and our passion.

“We really care about our Buffalo community. Our owners all live here, shop here and volunteer right here in WNY. We are one of the larger employers in WNY with over 1,400 employees. Buying from us, is investing in Buffalo.”


Largest Used Car Dealer

West-Herr Automotive Group Inc. landed a top spot on Automotive News Top 100 dealership groups ranked by used car sales. The Automotive News list ranks West-Herr 26th in the nation, with 13,908 used auto sales in 2012. "West Herr total car deliveries exceeded 33,000 not including fleet, which makes them the largest dealer group in New York State."

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